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Insurance Pages Directory
» Boat Insurance
Boat Insurance Online Directory: This is the Boat Insurance directory of Insurance Pages Online. The Boat Insurance Online Directory provides information on boat insurance pages, marine insurance issues and provides human edited listings of websites related to marine and boat insurance.
Who is your carrier?
Boat insurance is sometimes referred to as marine insurance. It provides coverage for boat owners optionally for damage to their boat, damage to other boats, marine structures or property, and injury related damages. Cargo insurance also is a type of marine insurance that may be desired by shipping businesses. This directory is directed to boat insurance for private watercraft as opposed to commercial vessels.
Many homeowners insurance policies provide coverage for relatively small boats, like rowboats, small sail boats or small motor boats, along with trailers. Before purchasing boat insurance it is a good idea to check your homeowners insurance or discuss with a boat insurance broker whether an additional boat policy is required. Coverage typically is limited, so that is another consideration in whether an additional boat insurance policy is warranted. Also the coverage typically is for property damage, and liability coverage is not included automatically absent a rider. This is another issue to check and discuss with an insurance agent.
For mid to large size boats or personal watercraft like “Wave Runners” or “Jet Ski” brand watercraft, a specialized boat insurance policy typically is needed. Large boats can include yachts, even small yachts, and faster motorized boats.
The Boat insurance coverage options include: property damage to the vessel, bodily injury, property damage, theft, medical expense coverage, and guest tort liability. The coverage in a specialized boat insurance policy can be broader than a homeowners insurance rider. A deductible can reduce boat insurance premiums while increasing the policy holder’s expenses in case of incident.
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Of Interest: Car Insurance Page
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A number of factors are taken into account in setting boat insurance policy premiums. These factors include:
- Size of insured boat or vessel
- Value of the insured boat
- Age of the insured craft
- Experience and safety history of policy holder
- Type of boat
- Location of dockage and primary use
- Marina security
- Add-ons, such as additional coverage for trailers, on-board equipment like fishing gear, furnishings and accessories
- Safety features and reductions for radios, diesel engines versus gasoline engines (diesel is considered safer), on board fire extinguishers etc.
- Coverage limits and deductibles
The boat insurance directory provides listings of online insurance pages and websites related to boat insurance coverage for boats, personal watercraft, trailers and other vessels. The websites listed may include, for example, boat insurance providers, brokers, online boat insurance quotes services.
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Latest NewsLobstermen feeling the pinch while the table price remains high - Worcester Telegram
Sat, 11 Oct 2008 08:32:10 GMT | 32-ton yard ornament removed - Galveston County Daily News
32-ton yard ornament removedGalveston County Daily News, TX - 13 hours ago... the insurance company recovering the vessel, revealed the cost of the operation. Gibbs said he didn’t know either. The boat’s hull left a roughly 9-inch ... |
Sat, 11 Oct 2008 06:02:22 GMT |
boat insurance -prweb - Google News
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Fri, 10 Oct 2008 17:53:30 GMT | Progressive Reports September Results - MarketWatch
Progressive Reports September ResultsMarketWatch - Oct 10, 2008Progressive offers its products, including personal and commercial auto, motorcycle, boat and recreational vehicle insurance, through more than 30000 ... |
Fri, 10 Oct 2008 12:55:46 GMT | Locally, AIG still writing insurance - MiamiHerald.com
Locally, AIG still writing insuranceMiamiHerald.com, FL - Oct 10, 2008``You know the old adage: if there is a little leak in a boat, it eventually sinks. AIG is everywhere [in this market]. If clients lost faith in their ... |
Fri, 10 Oct 2008 07:02:49 GMT | 'Ghost ship' mystery solved - Stuff.co.nz
'Ghost ship' mystery solvedStuff.co.nz, New Zealand - Oct 9, 2008You always get a strange sensation when you find a boat like that, like something bad has happened," Lieutenant Saunois said. On March 25, Air Apparent was ... |
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Insurance Resources Sort by: Hits | AlphabeticalUnited Marine Underwriters
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